Tag: Claiming Benefits

The Falcons’ GM Search: A Quiet Shuffle with Big Stakes

Hook: The Atlanta Falcons are playing the long game — and the latest from NFL insider Tom Pelissero suggests that what looks like a whisper of interviews today could be the blueprint for the franchise’s next decade.

The short version: the Falcons are methodically interviewing GM candidates while Matt Ryan’s new role atop football operations helps shape the process. Tom Pelissero’s recent update confirms interviews are underway and underscores that Atlanta is being deliberate about pairing a general manager with the new leadership structure.

Where we are and why it matters

• The Falcons parted ways with Terry Fontenot after the 2025 season, creating one of the NFL’s most consequential front-office openings.
• Matt Ryan — the former franchise quarterback — is expected to be installed as president of football operations (or head of football operations), which shifts the power dynamic and makes the GM hire as much about chemistry as it is about résumé.
• The team is interviewing candidates publicly reported (and confirmed by team communications) as part of a process led by Ryan and aided by executive search firms.

Why this matters:

• A GM hires coaches, builds the roster and controls the draft strategy; with Ryan overseeing football operations, the GM will need to complement Ryan’s vision rather than clash with it.
• The Falcons already made a headline coaching hire (Kevin Stefanski), so the GM decision is the next major lever that will determine roster construction and the team’s trajectory.

What Pelissero reported

• Tom Pelissero provided a concise update on NFL Network’s “The Insiders”: the Falcons’ interview process for GM candidates is active and moving forward. The coverage emphasized process and fit over a quick hire. (nfl.com)

• Local reporting from the Falcons confirmed interviews with at least one candidate (Josh Williams) and framed the search as being guided by Matt Ryan and supported by external search partners. That article highlights the organization’s stated focus on working relationships and alignment as priorities. (atlantafalcons.com)

• Outside coverage has linked names into the process (reports noting interviews or interest in experienced executives such as Joe Douglas in the broader media cycle), indicating Atlanta is considering both established front-office figures and newer executives. (nypost.com)

The real question: fit over flash

• The Falcons don’t need a headline-grabbing hire as much as a complementary partner for Ryan and Stefanski.

• With Stefanski already in place as head coach, the GM must:

  1. Build synergy with Stefanski’s schematic needs (e.g., offensive priorities, roster flexibility).
  2. Share or be adaptable to Ryan’s strategic vision for the roster and organizational culture.
  3. Execute drafts and free-agent strategy that can accelerate competitiveness without destabilizing the cap or long-term plan.

• That’s why Pelissero’s emphasis on process — interviews, vetting, and fit — is worth noting. The team appears to prefer a careful selection that reduces friction at the top of the organization.

Candidates and context to watch

• Expect the Falcons to consider:

  • Veterans who’ve previously run or assisted in running a roster (they bring proven processes).
  • Talent evaluators who can identify immediate contributors and long-term building blocks in the draft.
  • Executives who are comfortable in a shared-power structure with a president of football operations (that’s a key filter now).

• Publicly named interviewees (like Josh Williams) and reported names in the media signal Atlanta is casting a wide net — from league-tested GMs to sharp evaluators who can execute a Stefanski-friendly roster plan. (atlantafalcons.com)

What to expect next

• More interviews and vetting steps announced in short order (weeks, not months).
• A hire that will be framed publicly around “fit” — expect statements about alignment with Matt Ryan and Kevin Stefanski.
• Immediate focus post-hire on roster evaluation, draft board alignment, and free-agent strategy for the coming offseason.

Key points to watch:

• How closely the GM’s public philosophy matches Stefanski’s scheme.
• Whether the Falcons clearly define the president/GM boundaries in public communications.
• Any quick staff moves that hint at the new GM’s priorities (personnel staff hires, scouting structure changes).

My take

Atlanta seems to be learning the lesson many franchises have learned the hard way: putting personalities in compatible seats matters as much as pedigree. Tom Pelissero’s update — short and process-driven — is a signal the Falcons want this right rather than fast. With Matt Ryan now in a leadership role and Stefanski coaching, the GM will likely be judged on how well they knit those pieces together into a coherent, sustainable plan.

If Atlanta lands someone who can both evaluate talent and collaborate at the executive level, this search could be the subtle turning point the franchise needs. If not, tensions at the top could blunt the potential Stefanski brings on the field.

Sources

• Pelissero: Matt Ryan expected to be Falcons' new president of football operations | NFL.com
  https://www.nfl.com/videos/pelissero-matt-ryan-expected-to-be-falcons-new-president-of-football-operations-the-insiders

• Pelissero provides update on Atlanta Falcons general manager search | Yahoo Sports (video reposting of NFL segment)
  https://uk.sports.yahoo.com/video/pelissero-provides-atlanta-falcons-general-011440226.html

• Falcons complete interview with Josh Williams for general manager | AtlantaFalcons.com
  https://www.atlantafalcons.com/news/josh-williams-interview-general-manager

• Joe Douglas interviews for Falcons GM role two years after Jets' firing | New York Post
  https://nypost.com/2026/01/23/sports/joe-douglas-interviews-for-falcons-gm-role-two-years-after-jets-firing

When your 2026 Social Security check will hit your account — and why the dates matter

You open your bank app, hold your breath, and wait for that familiar deposit. For millions of Americans, Social Security checks aren’t just a convenience — they’re a predictable, often essential part of monthly budgeting. Good news: the Social Security Administration (SSA) has a steady, predictable schedule for 2026. If you were born on the 1st through the 10th of any month, your benefit will arrive on the second Wednesday of every month.

Below I’ll unpack the calendar, why some people get paid on different days, and a few practical tips to make the schedule work for you.

Quick snapshot you can remember

• Those born on the 1st–10th: payment arrives the second Wednesday of each month.
• Those born on the 11th–20th: payment arrives the third Wednesday of each month.
• Those born on the 21st–31st: payment arrives the fourth Wednesday of each month.
• Exceptions: people who first received Social Security before May 1997 (and some who receive both Social Security and SSI) generally get Social Security on the 3rd of the month; SSI benefits are typically paid on the 1st (or the prior business day if the 1st falls on a weekend/holiday).

(These are the official rules the SSA uses for the 2026 calendar.) (ssa.gov)

Why the schedule looks like this

• Historically, Social Security payments were issued on the 1st of each month. In 1997 the SSA changed the schedule to spread deposits across the month and reduce processing and banking congestion.
• The birthday-based Wednesday schedule simplifies processing: three main payment windows each month (second, third, fourth Wednesday) cover nearly all retirement, disability, and survivor beneficiaries. (ssa.gov)

What to watch for in January 2026 and holidays

• Because of the COLA timing and New Year’s Day, some SSI and early-January payments are adjusted. For example, SSI’s January payment is often issued at the end of December when January 1 falls on a holiday. The SSA also applies the 2026 cost-of-living adjustment (COLA) starting with January 2026 benefits. (ssa.gov)

Practical tips for beneficiaries

• Check your birth-date group and mark the corresponding Wednesday each month on your calendar so you know when to expect funds.
• If you get both Social Security and SSI, note that SSI usually arrives on the 1st and Social Security may follow the 3rd-of-the-month rule if you started benefits before May 1997. Plan for those separate dates. (archive.ph)
• Sign up for a my Social Security account at ssa.gov/myaccount to see personalized notices, COLA letters, and to confirm direct deposit info — especially useful if you travel or worry about mailed notices. (ssa.gov)
• If a scheduled date falls on a weekend or federal holiday, payments are generally issued on the prior business day. That means you may sometimes see your money a day or two earlier. (money.com)

A few calendar specifics (examples from 2026)

• January 2026 deposits (typical pattern): Jan. 14 (born 1–10), Jan. 21 (born 11–20), Jan. 28 (born 21–31). SSI payments tied to January may appear Dec. 31, 2025, because Jan. 1 is a holiday. (archive.ph)

Why this still matters beyond convenience

• For many retirees, survivors, and disabled beneficiaries, Social Security is a primary income source. Knowing exact deposit timing helps with rent/mortgage planning, prescription and medical bills, and avoiding late fees.
• The 2026 2.8% COLA gives beneficiaries a modest bump, but timing matters: if a payment date shifts because of holidays you may need short-term adjustments to cash flow even with the increase. (ssa.gov)

My take

The SSA’s schedule may sound bureaucratic, but it’s quietly practical: spreading payments across three Wednesdays reduces bottlenecks and keeps deposits predictable. If you rely on these funds, a little calendar work now — marking your “your Wednesday” and setting up online alerts — can remove a lot of month-to-month stress.

Sources

• Social Security Announces 2.8 Percent Benefit Increase for 2026 — Social Security Administration (press release). https://www.ssa.gov/news/en/press/releases/2025-10-24.html. (ssa.gov)

• How much will the COLA amount be for 2026 and when will I receive it? — Social Security Administration (FAQ). https://www.ssa.gov/faqs/en/questions/KA-01951.html. (ssa.gov)

• Social Security Payment Schedule 2026 (explanation and month-by-month dates) — NewsNation (syndicated via Yahoo News). https://www.yahoo.com/news/articles/expect-social-security-benefits-2026-115055894.html. (yahoo.com)

• Social Security Payment Schedule 2026: When Checks, SSI Arrive — Money (overview and calendar). https://money.com/social-security-payment-schedule-2026/. (money.com)

• Social Security Payment Dates for 2026: When Your Benefits Will Arrive — Investopedia (payment timing primer). https://www.investopedia.com/here-s-when-to-expect-your-social-security-payments-in-2026-11856782. (investopedia.com)

Why Waiting to Claim Social Security Might Not Be Worth It

Have you ever found yourself wondering whether you should wait until age 70 to start claiming your Social Security benefits? You’re not alone. Many people grapple with this decision, often swayed by the lure of larger monthly checks. But as highlighted in a recent Wall Street Journal article, “Why Delaying Your Social Security Benefits May Not Make Sense,” there’s much more to this story than meets the eye. Let’s dive into the nuances of Social Security timing and why it might be beneficial to claim earlier than you think.

Understanding Social Security Benefits

Social Security is a crucial part of retirement planning for many Americans. You may know that you can start receiving benefits as early as age 62, but the longer you wait, the higher your monthly payment will be. Delaying benefits until age 70 can yield an increase of up to 76% compared to claiming at age 62. This has led to a common belief that waiting is the best option, particularly for those who expect to live into their 80s or beyond.

However, as the Wall Street Journal points out, most people don’t actually wait until age 70. In fact, many claim benefits before reaching that age, and for good reason. Factors such as personal health, financial needs, and lifestyle preferences can heavily influence this decision.

The Big Picture: Life Expectancy and Financial Needs

While a longer wait might seem financially savvy, it’s important to consider the reality of life expectancy and individual circumstances. The average life expectancy in the U.S. has been gradually increasing, but it’s not the same for everyone. Health issues, family history, and even lifestyle choices can dramatically affect how long one might live. If you have a family history of health problems or if you’re experiencing health issues of your own, starting benefits earlier might make more sense.

Moreover, many retirees face immediate financial needs that require them to tap into Social Security benefits sooner rather than later. This is especially true for those who are not able to continue working or who have fixed incomes. Delaying benefits could mean missing out on years’ worth of payments that could provide essential support.

Key Takeaways

– Claiming Early vs. Delaying: Most people do not wait until age 70 to claim Social Security, and many have valid reasons for claiming earlier.

– Financial Needs Matter: Personal financial situations can necessitate claiming benefits sooner than later, especially if you have immediate expenses or are unable to work.

– Health is a Factor: Individual health circumstances can significantly impact life expectancy and, consequently, the decision of when to claim benefits.

– The Bigger Picture: It’s essential to consider your personal circumstances, rather than just focusing on maximizing monthly payments.

– Consult a Financial Advisor: Before making a decision, consider discussing your options with a financial advisor to tailor a strategy that fits your specific needs.

Conclusion: Timing Is Everything

Deciding when to claim Social Security benefits is not a one-size-fits-all proposition. While waiting might yield higher monthly payments, factors such as health, financial needs, and personal circumstances can make claiming earlier a more sensible option for many.

The key takeaway? Don’t let the allure of a larger check at age 70 overshadow your current needs and reality. Take a holistic view of your situation, and don’t hesitate to reach out for professional advice. After all, retirement should be about enjoying life, not stressing over financial strategies.

Sources

– Wall Street Journal: “Why Delaying Your Social Security Benefits May Not Make Sense” (link not available)

By understanding the intricacies of Social Security benefits, you can make an informed decision that aligns with your goals and needs. Remember, it’s not just about the numbers; it’s about your quality of life in retirement.