Square Earnings, Revenue, Key Metrics Miss In Q1. Payment Firm Lowers 2025 Guidance. – Investor’s Business Daily | Analysis by Brian Moineau

Posted on May 3, 2025 by Brian Moineau

Square Earnings, Revenue, Key Metrics Miss In Q1. Payment Firm Lowers 2025 Guidance. - Investor's Business Daily | Analysis by Brian Moineau

A Rocky Start for Square: Navigating the Choppy Waters of Q1 Earnings

In the world of finance, a company’s earnings report can be akin to a blockbuster movie release. Investors wait with bated breath, analysts sharpen their pencils, and the market collectively holds its breath. The latest release from Square, the payments firm now known as Block, was met with quite a plot twist — a plunge in stock price following their Q1 earnings and revenue report that missed Wall Street estimates, alongside a lowered fiscal 2025 guidance.

A Slightly Bumpy Ride

Square has long been a darling of the fintech world, celebrated for its innovative approach to digital payments and its ability to empower small businesses. However, even the most visionary companies encounter turbulence. Block's recent earnings report, which revealed a less-than-stellar performance in the first quarter, sent shockwaves through the financial community.

The company’s revenue and earnings for Q1 fell short of expectations, leading to a swift reaction in the stock market with a significant drop in share prices. The lowered guidance for fiscal year 2025 added another layer of complexity to the narrative. But let’s not hit the panic button just yet. After all, even the best-laid plans can go awry — especially in a post-pandemic world where unpredictability has become the norm.

A Broader Context

To put Block’s situation in perspective, it’s essential to consider the broader economic landscape. The entire technology and financial sectors have been navigating a challenging environment marked by inflationary pressures, fluctuating consumer spending, and the ever-present specter of regulatory scrutiny. These factors have contributed to a notably volatile market, not just for Square but for many companies across the globe.

Interestingly, Block’s challenges come at a time when other sectors are experiencing their own ups and downs. For instance, as Block grapples with its financial forecasts, the automotive industry is facing supply chain disruptions, and the tech industry is battling chip shortages. It’s a reminder that unpredictability is a theme that resonates far beyond the boundaries of a single sector.

Innovating Through Adversity

Despite the current setback, it’s important to remember that Square, or Block, has always been a company that thrives on innovation. Under the leadership of Jack Dorsey, known for his forward-thinking approach and his role in co-founding Twitter, Square has consistently pushed the envelope. Whether it’s venturing into cryptocurrency with its Cash App or exploring decentralized finance, Block is not one to shy away from taking risks.

Moreover, as businesses worldwide adapt to new consumer behaviors and digital payment trends continue to evolve, Block has the opportunity to recalibrate and refine its strategies. The fintech landscape is constantly shifting, and those who adapt quickly can often emerge stronger.

Looking Ahead

So, what does the future hold for Square? While the immediate reaction might be one of concern, there’s a broader narrative to consider. Square is a company built on resilience and innovation, and these qualities will be crucial as it navigates the road ahead. The lowered guidance for 2025 might seem like a setback, but it also reflects a realistic assessment of the challenges and opportunities that lie in wait.

In conclusion, while Square’s Q1 earnings report might have missed the mark, it’s a reminder that business, much like life, is filled with ebbs and flows. The key is to stay the course, adapt to the changing tides, and continue to innovate. After all, as the saying goes, it's not about how many times you fall, but how many times you get back up that truly counts. So, here’s to Block — may it ride the waves of the future with the resilience and creativity it’s known for.

Hard-Boiled Egg Gratin In A Bechamel Sauce | Made by Meaghan Moineau

Posted on May 3, 2025 by Meaghan Moineau

Hard-Boiled Egg Gratin In A Bechamel Sauce | Made by Meaghan Moineau

A Nostalgic Twist on Comfort Food: Hard-Boiled Egg Gratin in a Bechamel Sauce

Discover the Heartwarming Delight of a Family Favorite

In the world of culinary delights, few dishes evoke a sense of nostalgia quite like a good old-fashioned gratin. Today, we're diving into a recipe that has stood the test of time in my family: Hard-Boiled Egg Gratin in a Bechamel Sauce. This comforting, flavorful dish is not only a feast for the taste buds but also a journey down memory lane. With its creamy bechamel sauce, rich gruyère cheese, and perfectly hard-boiled eggs, this recipe is sure to become a staple in your home as it is in mine.

Ingredients

- Butter

- Eggs

- Flour

- Gruyère cheese

- Milk

- Nutmeg

- Onion

- White salt and pepper

Instructions

1. Hard-Boil the Eggs: Start by bringing a saucepan of salted water to a boil. Gently add the eggs, reduce the heat, and let them simmer for 10 minutes. Once done, transfer the eggs to cold water until they are just cool enough to handle. This makes peeling them a breeze. A little trick I learned from my grandmother: roll the eggs with the palm of your hand on a hard surface to crack the shell, then peel them under a slow stream of running water. Reserve the eggs in a bowl of warm water.
2. Cook the Onion: Melt some butter in a saucepan or small frying pan over low heat. Add the onion and cook, stirring frequently, until it's tender but not colored.
3. Prepare the Bechamel Sauce: In a medium heavy-bottomed saucepan, melt the butter over low heat. Add the flour and whisk for about 2 minutes, being careful not to let it color. Gradually whisk in the milk and bring to a boil, whisking constantly to prevent lumps. Season with nutmeg, salt, and pepper to taste. Reduce the heat and simmer for 10 minutes, whisking constantly and scraping the bottom and sides of the pan to keep the sauce smooth. Stir in the cooked onions and let it cook for an additional 5 minutes.
4. Assemble the Gratin: Preheat your grill. Slice the eggs into 1 cm (0.4 inch) thick slices. Spread a thin layer of the bechamel sauce over the bottom of your gratin dish. Layer the egg slices over the sauce and coat them with the remaining sauce. Sprinkle with grated gruyère cheese, then grill, turning the dish if necessary to ensure an evenly golden-brown top. Serve immediately.

A Family Memory

This dish always takes me back to Sunday afternoons at my grandmother's house. She would prepare her kitchen with the aroma of melted butter and onions, a scent that still makes me feel at home. My siblings and I would gather around, watching her every move, eager to learn the secrets of her cooking. The moment she pulled the gratin from the oven, with its golden-brown crust and bubbling cheese, we knew we were in for a treat. Sharing this meal brought us closer, and each bite was a reminder of the warmth of family and tradition.

Difficulty: 6/10

Classification: Main Dish

Hard-Boiled Egg Gratin in a Bechamel Sauce is more than just a meal—it's a journey back to simpler times, a celebration of comfort and family. Whether you're looking for a hearty main dish or a nostalgic culinary adventure, this recipe is sure to delight both the palate and the heart. So, gather your loved ones, roll up your sleeves, and create your own cherished memories with this timeless classic.

Microsoft Sets Passkeys Default for New Accounts; 15 Billion Users Gain Passwordless Support – The Hacker News | Analysis by Brian Moineau

Posted on May 3, 2025 by Brian Moineau

Microsoft Sets Passkeys Default for New Accounts; 15 Billion Users Gain Passwordless Support - The Hacker News | Analysis by Brian Moineau

Passkeys Over Passwords: Microsoft’s Bold Step Towards a Safer Digital Future

In the ever-changing landscape of cybersecurity, Microsoft has taken a significant leap forward by setting passkeys as the default for new accounts. As reported by The Hacker News, this shift paves the way for 15 billion users to embrace a passwordless future, promising safer logins and a reduced risk of phishing attacks. This move isn’t just a technological upgrade; it’s a paradigm shift in how we think about online security.

Why Passkeys?

Passkeys, unlike traditional passwords, rely on cryptographic keys that are unique to each user and device. This method significantly mitigates the risks associated with password theft and phishing, challenges that have plagued the digital world for decades. By eliminating the need for passwords, Microsoft is not only enhancing security but also streamlining the user experience. No more forgotten passwords or frustrating resets—just seamless, secure access.

The Bigger Picture: A Global Movement Towards Passwordless Authentication

Microsoft’s decision aligns with a broader trend in tech, where giants like Apple and Google have also been advocating for passwordless authentication. Apple, for instance, introduced its own version of passkeys in iOS 15, allowing users to log in with Face ID or Touch ID. Google, too, has been experimenting with similar technologies, emphasizing biometric verification.

This global shift is a response to the increasing sophistication of cyber threats. According to the 2022 Data Breach Investigations Report by Verizon, 61% of breaches involved the use of stolen credentials. By moving away from passwords, tech companies are collectively working to lower this statistic and safeguard user data.

A Ripple Effect Across Industries

Microsoft’s move could have a ripple effect across industries. As more companies adopt passwordless authentication, we might see a decline in the traditional password manager market, which relies on creating and storing complex passwords. Additionally, businesses may need to rethink their own security protocols and invest in systems that support passkey technology.

In the financial sector, for example, where security is paramount, banks and fintech companies are already exploring biometric and passkey solutions. This could lead to more secure online banking experiences and reduce instances of fraud.

Connecting the Dots: A Safer Internet for All

At a time when digital identity theft and data breaches are at an all-time high, Microsoft’s initiative is a breath of fresh air. It reflects a growing awareness of the need for robust cybersecurity measures and a commitment to protecting users.

Moreover, this move is timely as it coincides with the rise of remote work and digital transactions spurred by the COVID-19 pandemic. With more people online than ever before, ensuring secure access is not just a convenience—it's a necessity.

Final Thought: Embracing the Future

As we stand on the brink of a passwordless era, it’s important to recognize the broader implications of Microsoft’s decision. It’s a testament to the power of innovation and collaboration in addressing the challenges of the digital age. While the transition may take time and require adjustments, the benefits of a safer, more accessible internet are well worth the effort.

So, here’s to a future where we can say goodbye to “password123” and hello to a more secure digital world!

Frittata with Mushrooms, Thyme, and Parmigiano Cheese | Made by Meaghan Moineau

Posted on May 3, 2025 by Meaghan Moineau

Frittata with Mushrooms, Thyme, and Parmigiano Cheese | Made by Meaghan Moineau

Title: Savoring Sunday Mornings: Frittata with Mushrooms, Thyme, and Parmigiano Cheese
Description: Discover the comforting flavors of a classic frittata with mushrooms, thyme, and Parmigiano cheese. This delicious and easy-to-make dish is perfect for breakfast, brunch, or a light dinner. Immerse yourself in a nostalgic family memory that adds a personal touch to this tasty recipe. Rated 4 out of 10 in difficulty, this main dish will surely become a family favorite.

---

Frittata with Mushrooms, Thyme, and Parmigiano Cheese

Sunday mornings have always had a special place in my heart. Growing up, they were synonymous with family gatherings around the kitchen table, the warmth of the sun streaming through the windows, and the irresistible aroma of a frittata cooking in the oven. This recipe for Frittata with Mushrooms, Thyme, and Parmigiano Cheese brings back those cherished memories and is a delightful way to start any day.

Ingredients:

- 3 eggs

- 2 egg replacements

- 1 cup trimmed fresh mushrooms

- 1 tablespoon fresh thyme leaves

- 2 green onions, sliced

- Freshly ground black pepper

- 1/2 cup canned whole half and half

- 1/2 cup freshly grated Parmigiano cheese

- Salt to taste

- Cooking spray or butter for the pan

Instructions:

1. Preheat your oven to 350 degrees Fahrenheit. Later, you'll switch it to "Broil."

2. Heat an 8-inch ovenproof skillet over medium-high heat and coat it with cooking spray or butter.

3. Add the mushrooms and green onions to the pan; sauté for about 12 minutes or until the mushrooms are nicely browned.

4. In a medium bowl, combine the eggs and egg replacement with the half and half, Parmesan cheese, thyme, salt, and pepper. Whisk everything together until thoroughly mixed.

5. Pour the egg and cheese mixture into the same pan with the sautéed mushrooms and green onions.

6. Cover the pan and cook over medium heat for about 6 minutes, or until the mixture is just a little liquid-y/runny on top.

7. Transfer the pan to the oven and bake at 350 degrees for another 5-10 minutes, until the frittata is completely set.

8. Change the oven setting to "Broil." Place the pan on the lowest rack and broil for about 2 minutes, or until the top is a golden brown color.

I remember sitting at the kitchen table, watching my grandmother skillfully prepare this dish. She would tell us stories of her childhood, her voice weaving tales of family traditions and the importance of sharing meals together. The frittata, infused with the earthy flavors of mushrooms and thyme, was always a highlight of our Sunday brunches, bringing everyone together and creating lasting memories.

Difficulty: 4/10
Classification: Main Dish

This frittata recipe, with its rich flavors and simple preparation, is a testament to the power of food to connect us to our past and to each other. Whether you’re sharing it with family or enjoying it on your own, it's sure to become a beloved staple in your culinary repertoire. So, gather your loved ones and savor the experience of making and enjoying this delightful dish.

Vegetarian Christmas wreath | Made by Meaghan Moineau

Posted on May 3, 2025 by Meaghan Moineau

Vegetarian Christmas wreath | Made by Meaghan Moineau

Title: A Festive Delight: Crafting a Vegetarian Christmas Wreath
Description: Embrace the holiday spirit with this delightful Vegetarian Christmas Wreath, a vibrant and healthy appetizer that elevates your festive table. Packed with fresh broccoli, juicy cherry tomatoes, and creamy cheese, this dish isn't just a feast for the eyes; it's a nostalgic journey back to cherished family gatherings. Discover the secrets to creating this culinary masterpiece and bring a touch of warmth and color to your Christmas celebrations.

---

As the holiday season approaches, many of us find ourselves reminiscing about the cherished memories and traditions that make this time of year so special. For me, one dish that encapsulates the joy of Christmas is the Vegetarian Christmas Wreath. Not only is it a visual masterpiece, but its fresh and savory flavors bring back memories of family gatherings filled with laughter and warmth.

A Nostalgic Journey

Every Christmas, my family would gather in my grandmother’s cozy kitchen, the heart of our home during the festive season. My grandmother, a culinary wizard in her own right, introduced us to the Vegetarian Christmas Wreath when I was a child. The dish became an instant favorite, not just for its vibrant colors and enticing flavors, but for the way it brought us all together. I recall the bustling kitchen, the aroma of fresh vegetables, and the joyous chatter as we eagerly awaited the unveiling of our family’s festive wreath.

Creating the Wreath:

To recreate this delightful appetizer, you'll need a handful of simple yet flavorful ingredients: fresh broccoli florets, juicy cherry tomatoes, creamy cheese, a crisp red bell pepper, tangy cream cheese, mayonnaise, dried dill, dried garlic, savory olives, and a fresh scallion for garnish.

1. Blanching the Broccoli: Start by washing the broccoli and cutting the florets into bite-sized pieces. Fill a large pan with water and bring it to a boil. Once boiling, add the broccoli florets. While they're cooking, prepare a bowl filled with ice water. After two minutes of boiling, swiftly transfer the broccoli to the ice water to preserve its vibrant green color.
2. Preparing the Dip: As the broccoli cools, combine the cream cheese, mayonnaise, dried dill, and dried garlic to create a creamy dip. Let it chill in the fridge for at least three hours to allow the flavors to meld beautifully.
3. Assembling the Wreath: On a large white plate, place a ramekin at the center for the dip. Arrange the broccoli florets around the ramekin to form the wreath, adding cherry tomatoes for bursts of color. Use star-shaped cookie cutters to slice the cheese into festive shapes, and strategically place them on the wreath. Finally, cut the red bell pepper into strips to craft a decorative ribbon, completing your edible masterpiece.
Buon Appetito!

Serving this dish is not merely about enjoying a delicious appetizer; it's about creating an experience that brings loved ones together, evoking fond memories and starting new traditions. Whether you're hosting a grand feast or a cozy family dinner, the Vegetarian Christmas Wreath is sure to impress and delight.

Difficulty Rating: 5/10
Classification: Appetizer

This dish requires a bit of preparation but is straightforward enough for cooks of all abilities. Its simplicity is part of its charm, allowing you to enjoy the creative process without stress.

As you gather with family and friends this holiday season, consider adding the Vegetarian Christmas Wreath to your menu. It's a dish that symbolizes togetherness, joy, and the spirit of Christmas, reminding us that the best ingredients in any recipe are love and laughter.

Nvidia CEO Jensen Huang Sounds Alarm As 50% Of AI Researchers Are Chinese, Urges America To Reskill Amid ‘Infinite Game’ – Yahoo Finance | Analysis by Brian Moineau

Posted on May 3, 2025 by Brian Moineau

Nvidia CEO Jensen Huang Sounds Alarm As 50% Of AI Researchers Are Chinese, Urges America To Reskill Amid 'Infinite Game' - Yahoo Finance | Analysis by Brian Moineau

The AI Global Race: A Call to Action from Nvidia's Jensen Huang

In a world where technology evolves faster than the latest TikTok trend, Nvidia CEO Jensen Huang is sounding the alarm on America’s need to embrace artificial intelligence (AI) as a strategic imperative. During a recent address, Huang highlighted a striking statistic: 50% of AI researchers are Chinese. This revelation is both a wake-up call and a rallying cry for the United States to revamp its approach to AI and technology education.

Huang's message is clear—America needs to reskill its workforce to remain competitive in what he describes as an "infinite game." Unlike a finite game, where players vie for a clear endpoint, this infinite game of AI innovation has no finish line. It's all about persistence, adaptation, and continuous improvement. The stakes are high, and the competition is fierce.

The Global AI Landscape

The global AI landscape is evolving rapidly, with countries like China making significant strides. China's investment in AI research and development is substantial, supported by robust government policies and a vast pool of tech-savvy talent. Their progress in AI, particularly in areas like facial recognition and data analytics, underscores the importance of strategic investment and education in the field.

Meanwhile, in the United States, tech giants like Google, IBM, and Microsoft are leading the charge in AI innovation. However, Huang's comments suggest a broader need for a national strategy that goes beyond the efforts of a few companies. This involves not only investing in emerging technologies but also fostering a culture of continuous learning and adaptation across all sectors.

Jensen Huang: A Visionary Leader in Tech

Jensen Huang, a Taiwanese-American entrepreneur, co-founded Nvidia in 1993. Under his leadership, Nvidia has become a powerhouse in the semiconductor industry, known for its graphics processing units (GPUs) that power everything from gaming to AI research. Huang's foresight and commitment to innovation have positioned Nvidia at the forefront of technological advancements, particularly in AI and machine learning.

Huang's insights are not only shaped by his experience at Nvidia but also reflect broader trends within the tech industry. His call to action is a reminder of the importance of leadership in navigating the complexities of technological change. As AI continues to transform industries and societies, leaders like Huang play a crucial role in guiding the conversation and shaping the future.

The Bigger Picture: Education and Policy

Huang’s emphasis on reskilling resonates with ongoing discussions about the future of work and education. As AI and automation reshape job markets, the need for adaptive learning and skills training becomes increasingly urgent. Initiatives like coding boot camps, online courses, and collaborative tech hubs are essential in equipping the workforce with the skills needed to thrive in an AI-driven economy.

Moreover, policymakers must consider the implications of AI on privacy, ethics, and security. Collaborative efforts between government, academia, and industry are vital in developing frameworks that balance innovation with societal well-being.

Final Thoughts

Jensen Huang’s call for America to fully embrace AI is more than just a strategic recommendation—it's a vision for future-proofing the nation in an ever-evolving technological landscape. As we navigate this infinite game, the ability to learn, adapt, and innovate will determine our success. By investing in education, fostering collaboration, and embracing change, America can secure its position as a leader in AI and technology for generations to come.

In the words of Charles Darwin, “It is not the strongest of the species that survive, nor the most intelligent, but the one most responsive to change.” In the realm of AI, this mantra rings truer than ever. Let's heed Huang's call to action and embrace the infinite possibilities ahead.

Day: May 3, 2025